When Steve Maxwell graduated from college, he had an engineering degree and a high tech job — but he couldn’t balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,” says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my statement.”
One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz (能手) I knew to explain things to me.”
He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars，cable bills, furniture) and stayed in their home long after they went for an expensive vacation. They also put 20 percent of their annual salary into investments.
Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house — what should I do? ‘A lot of times, I wouldn’t know the answer, but I’d go to find it and learn something in the process,” he says.
In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $ 30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.
“I was an engineer who never thought this life was possible, but all it truly takes is a little self education,” says Steve. “You can do anything once you understand the basics.”
1.The underlined part “live below their means” (in Paragraph 3) probably means “______”.
A．take effective measures B．live a miserable life
C．spend more money than they had D．spend less money than they had
2.Since Steve Maxwell became a millionaire, he ______.
A．has been unwilling to help others
B．hasn’t stopped learning from practice
C．has been willing to follow others’ advice
D．has stopped to invest in houses
3.What would be the best title for the passage?
A．A self made engineer
B．How to balance your checkbook
C．Don’t avoid investing
D．Educate yourself to become a millionaire
4.It can be inferred from the passage that ______.
A．self education is very important to one’s life
B．everyone should learn how to invest in their life
C．Steve Maxwell was quite interested in finance classes in college
D．Steve became rich because he saved every penny he had earned
1.D
2.B
3.D
4.A
【解析】
試題分析：本文講述了Steve從自己的經歷中取得經驗，開始的時候他也不會理財，后來經過學習，合理花錢有節制，最終成為了百萬富翁，通過這個情況告訴我們如何理財。
1.D 推理題。根據該句的下一句They never bought on impulse, always negotiated better deals (on their cars，cable bills, furniture) and stayed in their home long after they went for an expensive vacation.說明他們量入為出，有節制，不亂花錢。故D的說法正確。
2.B 推理題。根據倒數1,2行‘A lot of times, I wouldn’t know the answer, but I’d go to find it and learn something in the process,” he says.說明他一直在學習，故B正確。
3.D 主旨大意題。本文講述了Steve從自己的經歷中取得經驗，開始的時候他也不會理財，后來經過學習，合理花錢有節制，最終成為了百萬富翁，通過這個情況告訴我們如何理財。故D正確。
4.A 推斷題。Steve從自己的經歷中取得經驗，開始的時候他也不會理財，后來經過學習，合理花錢有節制，最終成為了百萬富翁，他的所有的成功都是通過自己的個人努力，自我教育實現的。故A正確。
考點：考查經濟類短文閱讀
點評：本文講述了Steve從自己的經歷中取得經驗，開始的時候他也不會理財，后來經過學習，合理花錢有節制，最終成為了百萬富翁，通過這個情況告訴我們如何理財。考查推理題為主，要求考生仔細審題，認真地考慮題目及選項，結合上下文的語義進行合理的推測和判斷。
科目：高中英語 來源：2012-2013學年江蘇省揚州中學高二12月月考英語試卷（帶解析） 題型：閱讀理解
When Steve Maxwell graduated from college, he had an engineering degree and a high tech job — but he couldn’t balance his checkbook. “I took one finance class in college but dropped it to go on a ski trip,” says the 45-year-old father of three, who lives in Windsor, Colorado. “I actually had to go to my bank and ask them to teach me how to read my statement.”
One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don’t get it. But to make money, you must be financially literate. “It bothered me that I didn’t understand this stuff,” says Steve, “so I read books and magazines about money management and investing, and I asked every financial whiz (能手) I knew to explain things to me.”
He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars，cable bills, furniture) and stayed in their home long after they went for an expensive vacation. They also put 20 percent of their annual salary into investments.
Within ten years, they were millionaires, and people were coming to Steve for advice. “Someone would say, ‘I need to refinance my house — what should I do? ‘A lot of times, I wouldn’t know the answer, but I’d go to find it and learn something in the process,” he says.
In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal Mart. He also started going to real estate investment seminars, and it’s paid off: He now owns $ 30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.
“I was an engineer who never thought this life was possible, but all it truly takes is a little self education,” says Steve. “You can do anything once you understand the basics.”
【小題1】The underlined part “live below their means” (in Paragraph 3) probably means “______”.
| A．take effective measures | B．live a miserable life |
| C．spend more money than they had | D．spend less money than they had |
| A．has been unwilling to help others |
| B．hasn’t stopped learning from practice |
| C．has been willing to follow others’ advice |
| D．has stopped to invest in houses |
| A．A self made engineer |
| B．How to balance your checkbook |
| C．Don’t avoid investing |
| D．Educate yourself to become a millionaire |
| A．self education is very important to one’s life |
| B．everyone should learn how to invest in their life |
| C．Steve Maxwell was quite interested in finance classes in college |
| D．Steve became rich because he saved every penny he had earned |
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科目：高中英語 來源：云南省2010屆高三下學期第二次統一檢測 題型：閱讀理解
B
On the last day of his life, my dog Otto spent that morning of spring napping in the garden. This was always one of his favorite things to do, even before the days when he was too old and too weak to get out of a car by himself.
I probably would have started crying over Otto right then, if my two other little dogs hadn't suddenly raced past. Larry, who was a puppy, got knocked into Otto, then licked Otto's ear, and that got Otto excited, and Otto barked and tried to stand up again, but it was hard for him.
Soon it was time for me to drive to see Steve, our vet.
When Steve gave Otto the first shot, it made him woozy (眩暈的). Otto wandered over to where Steve and I were sitting and settled down between us. He has always liked to touch everyone in his pack, if possible, while he sleeps.
After Steve gave him the last shot and Otto stopped breathing, he didn't look like Otto anymore. He looked like an old gray-brown piece of beat-up carpet, and I suddenly realized what bad shape he'd been in for a long, long time. I wondered if he'd been in much more pain than I knew. Wondering made me feel even worse.
The week after Otto died was not good. Every morning when I walked Larry and Sticky in the neighborhood, somebody would come up and say they had heard about Otto and they were sorry. They were all Otto's friends and some of them cried. Others, like Debbie who lives on my street, reminded me about how, even at the end. Otto would stand between her twins' stroller (嬰兒車) and the street when the garbage truck went by. "Like it was his job to protect them," she marveled.
Otto has left us, but his memory lives on.
60. How did the author feel when Otto was napping in the garden?
A. She felt like crying. B. She thought life was beautiful. C. She found spring was wonderful. D. She was relieved.
61. According to the passage, how did the dog die?
A. He had an accident on the street. B. He died naturally. C. He was made to die by a vet. D. He starved.
62. What can we know about Otto?
A. He was already too old to bark. B. He liked people to keep him company. C. He died a very painful death. D. He was protected by the neighbours.
63. We can see from the passage that Sticky is a ______.
A. cat B. dog C. child D. Neighbour
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科目：高中英語 來源：云南省2010屆高三下學期第二次統一檢測英語試卷 題型：閱讀理解
B
On the last day of his life, my dog Otto spent that morning of spring napping in the garden. This was always one of his favorite things to do, even before the days when he was too old and too weak to get out of a car by himself.
I probably would have started crying over Otto right then, if my two other little dogs hadn't suddenly raced past. Larry, who was a puppy, got knocked into Otto, then licked Otto's ear, and that got Otto excited, and Otto barked and tried to stand up again, but it was hard for him.
Soon it was time for me to drive to see Steve, our vet.
When Steve gave Otto the first shot, it made him woozy (眩暈的). Otto wandered over to where Steve and I were sitting and settled down between us. He has always liked to touch everyone in his pack, if possible, while he sleeps.
After Steve gave him the last shot and Otto stopped breathing, he didn't look like Otto anymore. He looked like an old gray-brown piece of beat-up carpet, and I suddenly realized what bad shape he'd been in for a long, long time. I wondered if he'd been in much more pain than I knew. Wondering made me feel even worse.
The week after Otto died was not good. Every morning when I walked Larry and Sticky in the neighborhood, somebody would come up and say they had heard about Otto and they were sorry. They were all Otto's friends and some of them cried. Others, like Debbie who lives on my street, reminded me about how, even at the end. Otto would stand between her twins' stroller (嬰兒車) and the street when the garbage truck went by. "Like it was his job to protect them," she marveled.
Otto has left us, but his memory lives on.
60. How did the author feel when Otto was napping in the garden?
A. She felt like crying. B. She thought life was beautiful.
C. She found spring was wonderful. D. She was relieved.
61. According to the passage, how did the dog die?
A. He had an accident on the street. B. He died naturally.
C. He was made to die by a vet. D. He starved.
62. What can we know about Otto?
A. He was already too old to bark. B. He liked people to keep him company. C. He died a very painful death. D. He was protected by the neighbours.
63. We can see from the passage that Sticky is a ______.
A. cat B. dog C. child D. neighbour
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Every morning Steve went to work by train. As he has a long trip，he always buys newspaper. It helps make the time passing more quickly. One Tuesday morning，he turned over the sports page. He wanted to see the report about an important football match the night before. The report was so interesting that he forgot to get off at his station. He did not know it unless he saw the sea. He got off at the next station，but had to wait a long time for a train to go back. It was no doubt that he arrived late at the office. His boss was angry when Steve told to him why he was late.“Work is very important than football!” he shouted.
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