A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from NatWest that has started a five-year research project into teenagers and money, are particularly worrying as this generation of young people is likely to be burdened with greater debts than any before.
University tuition feesare currently capped at £3,000 annually, but this will be reviewed next year and the Government is under enormous pressure to raise the ceiling.
In the research, the teenagers were presented with the terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average £31.000 by the age of 25, although the average salary for those aged 22 to 29 is just £17,815. The teenagers expected to be in debt when they finished university or training, although half said that they assumed the debts would be less than £10.000. Average debts for graduates are £12,363.
Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are to financial issues, and the younger they become aware of them, the more likely they are to become responsible, forward-planning adults who manage their finances confidently and effectively."
Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather, aged 15, from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money.
【小題1】Which of the following can be found from the five-year research project?
| A．Students understand personal finances differently. |
| B．University tuition fees in England have been rising. |
| C．Teenagers tend to overestimate their future earnings. |
| D．The students' payback ability has become a major issue. |
| A．to raise the student loans | B．to improve the school facilities |
| C．to increase the upper limit of the tuition | D．to lift the school building roofs |
| A．are too young to be exposed to financial issues |
| B．should learn to manage their finances well |
| C．should maintain a positive attitude when facing loans |
| D．benefit a lot from lessons on personal finance |
| A．Many British teenagers do not know money matters well |
| B．Teenagers in Britain are heavily burdened with debts. |
| C．Financial planning is a required course at college. |
| D．Young people should become responsible adults. |
口算題卡北京婦女兒童出版社系列答案科目：高中英語 來源： 題型：閱讀理解
Can storms in Africa cause asthma(哮喘) in the Caribbean(加勒比)? Islanders point to the desert insects that land on beaches after a 5,000-kilometer flight across the Atlantic. If they can use winds to get from one continent to another, so can clouds of dust that carry disease.
Scientists think that as Africa becomes drier, dust from expanding deserts is being blown away into Caribbean islands. A study in Barbados shows that asthma has increased 17 times since Africa’s drought(干旱) began in 1973.
Other forms of life are suffering, too. Among them are the Caribbean’s famous coral reefs( 珊瑚礁), which began dying in large numbers in the 1900s. Eugene Shinn of the U.S. Geiological Sudrvey(USGS) in Florida went to the virgin Islands to study the reefs. The tests he and his colleagues carried out showed that the coral was dying of disease caused by Africa microbes(微生物) from across the ocean.
William Sprigg of the University of Arizona is studying the problem as part of a major UN project. He says that dust is causing problems in the U.S., too.
“We are just beginning to collect the evidence of airborne(空氣傳播的) dust influences on human health,” he told The Washington Post.
Which of the following can be the best title for this passage?
A. Dangerous Dust B. Dangerous Disease
C. Changing Weather D. Developing Technology
Where does the dust talked about in this passage come from?
A. America. B. Africa. C. The Atlantic. D. The Pacific.
The increase of asthma in the Caribean is probably related to _____ according to scientists.
A. desert insects B. strong winds C. airborne dust D. dry weather
Which of the following is NOT true about the Caribbean coral reefs?
A. They are in Florida.
B. They used to be very beautiful.
C. They began dying in the past decades.
D. The African microbes have bad effect on them.
Which of the following is TRUE about William Sprigg?
A. He is a member of UN.
B. He thinks African dust also affects the US.
C. He has collected enough evidence about dust influences.
D. He is a reporter from The Washington Post.
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科目：高中英語 來源： 題型：閱讀理解
Sherlock Holmes is considered by many people as the greatest detective in fictional literature. He is, in fact, more famous than his own creator, Sir Arthur Conan Doyle. In the popular series of stories, Holmes is described as “tall and lean, pope-smoking, always in his cape and speaks in a splendid manner”. Doyle gave Holmes’ address as 221-B Baker Street, London, and to this day some visitors to London still go to Baker Street to search for 221-B. Of course, there never was really any such address. Holmes’ flat was supposed to be shared by the lovable, but sometimes clumsy Doctor Watson who went around with Holmes trying to solve crimes before Holmes did. Poor Dr Watson lost out to Holmes every time.
Doyle gave Holmes a masterly skill of deduction---the ability to come up with interesting conclusion from the simplest clues found at the scene of a crime. Doyle said that the description of Holmes was modeled on one of his lecturers at Edinburgh University where he studied medicine. That man was Dr Joseph Bell. Sherlock Holmes first appeared in Doyle’s A Study in Scarlet published in 1887. Holmes was so loved by all that when his author killed him off in one of his stories, readers wrote in anger to complain. They refused to allow Holmes to die! Holmes was brought back to “life” and appeared in further stories.
The stories of Sherlock Holmes have been reprinted many times ever since then. Today we can watch Holmes at work on cinema and television screens as well as on stage.
Sherlock Holmes was________.
A. the greatest detective who ever lived
B. Dr Joseph Bell
C. Arthur Conan Doyle
D. only a character made up by Arthur Conan Dolye
Dr Watson was________.
A. tall and learn
B. lovable but always clumsy
C. lovable but sometimes clumsy
D. lovable and never clumsy
Holmes was supposed to have lived_______.
A. with Dr Watson B. with Dr Joseph Bell
C. with the greatest detective D. with Doyle
Doyle made up the description of Holmes_______.
A. from his own imagination
B. based on a famous London doctor
C. based on Dr Joseph Bell at Edinburgh University
D. based on a model of Holmes
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科目：高中英語 來源：2013屆福建省高二下學期期末考試英語試卷（解析版） 題型：閱讀理解
A growing number of workers at Google Inc., Facebook Inc. and other employers are trading in their sit-down desks for standing ones, saying they feel more comfortable and energized. They also are motivated by medical reports saying that sitting for too long leads to increased health risks.
A standing desk sits high off the floor so a worker can either stand at it or sit on a high stool to use it. Officials at Palo Alto-based Facebook say a number of employees asked about standing desks after news articles were published about the health risks of sitting all day.
The stories cited medical studies that tied excessive sitting to increased obesity and other health problems because of factors including a drop in physical activity. A 2010 study by the American Cancer Society found that women who sat more than six hours a day were 37% more likely to die prematurely than women who sat for less than three hours, while the early-death rate for men was 18% higher. The American College of Cardiology released a study in January that found increased mortality (死亡率) among people who sat longer at home than those who didn't.
No one seems to compile statistics on the standing-desk trend. But anecdotal reports suggest Silicon Valley is embracing the movement.
Facebook officials say they have seen an upsurge in requests for standing desks to five to eight a week with a total of between 200 and 250 deployed (配置) at the company of more than 2,000 employees. Facebook also is trying out a treadmill station ─ where a worker can walk or run on a treadmill while tapping at a computer.
Google spokesman Jordan Newman said that 'many employees at Google opt for standing desks, and we offer them as part of our wellness program' though he said he didn't know the exact number.
Greg Hoy, 39 years old, asked for a standing desk shortly after joining Facebook seven months ago as a design recruiter. 'I don't get the 3 o'clock slump anymore,' he said. 'I feel active all day long.'
1.The underlined word “motivated” in paragraph 1 can be replaced by .
A．frightened B．inspired C．missed D．discouraged
2.According to paragraph 3, we can know that .
A．a drop in physical activity was the only reason why excessive sitting caused increased obesity.
B．women who sat longer were more likely to die prematurely according to a 2010 study by American College of Cardiology
C．according to the study, the early-death rate for men was 18% higher than that for women.
D．the mortality among people who didn’t sat long at home was lower than that among people who did.
3.According to paragraph 5, which of the following statements is true about a treadmill station ?
A．is a computer that a worker can take along when he walks or runs
B．has been tried out by Facebook and now is very popular with other companies
C．is a place where workers can exercise while working.
D．is a treadmill on which workers can run or walk only after work
4.The passage mainly talks about .
A．sitting for too long leads to increased health risks
B．standing desks have replaced sit-down ones in Facebook Inc.
C．more and more workers choose standing desks instead of sit-down ones
D．many employees at Google opt for standing desks
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科目：高中英語 來源：2012-2013學年遼寧省協作體高三領航高考預測（十）英語試卷（解析版） 題型：信息匹配
根據短文內容，從短文后的選項中選出能填入空白處的最佳選項。選項中有兩項為多余選項。
Competitors who wear red win more than those that are dressed in any other color, according to a study in Germany.
1
Experts believe that red could make individuals and teams feel more confident as well as being perceived by others as more aggressive.
2 On the other hand, the results could suggest that the success of those teams has given those that wear the red color more confidence.
The study, by German sports psychologists at the University of Munster, was reported in New Scientist magazine. They showed video recordings of taekwondo(跆拳道) matches to 42 experienced referees(裁判). One fighter wore blue and the other wore red.
They then showed them the same recordings but digitally manipulated(操縱) the clothing to exchange the colors. 3
“If one competitor is strong and the other is weak, it won’t change the outcome of the fight,” said Norbert Hagemann, who led the study. “4”
In 2004 scientists at Durham University also looked at how color influenced sporting competitiveness. They analyzed Olympic contest sports such as boxing, tawkwondo, and freestyle wrestling and found that nearly 55 percent of which were won by the competitor in red.
“5” said Robert Burton, one of the researchers.
A．It is the color of fire and is often associated with energy, danger, strength, power, and determination.
B．The fighters wearing red were given an average of 13 percent more points than when they wore blue.
C．The study shows that football shirts from worldwide teams such as Arsenal, Liverpool, sell successfully.
D．It is reasonable that wearing red makes individuals feel more confident, although this hasn’t yet been tested.
E. Researchers found that those who wear red tops, jackets or clothing score 10 percent more in any competition than if they were in another color.
F. The findings could explain why Manchester United, Liverpool and Arsenal have been so successful.
G. But the closer the levels, the easier it is for the color to tip the scale
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科目：高中英語 來源：2010-2011學年河北省高三第二次月考英語卷 題型：閱讀理解
Maggiano is an award-winning teacher in the Social Studies Department at West Springfield High School in Virginia．He has taught in public and private schools for 25 years．In a piece on his blog called “The Classroom Post,” he calls for more males to enter the profession(職業).
Men Teach, a non-profit organization that encourages men to enter teaching, reports that in 2008, 18.8% of all elementary and middle school teachers were men．At the high school level during the same year, men comprised（構成） 44% of the work force.
Why are there so few men in teaching? Men Teach says low pay and lack of prestige（聲望）, as well as a perception in our culture that teaching is for women．As a result, there is no organized effort across the country to attract men into the teaching profession.
A study in 2008 by the National Education Association showed that the number of male teachers hit a record 40-year low．Males comprised 24.5 percent of public schoolteachers．States with high percentages: Kansas (33.6 percent), Oregon (31.6 percent), Alaska (30.9 percent) and Indiana (30.5percent).States with the lowest percentage : Arkansas (16.2 percent), Virginia (17.4 percent), Mississippi (17.5 percent), Louisiana (18 percent), South Carolina (18.5 percent) and Georgia (19.7 percent)．
There is no definitive(確定) research that male students--or female students, for that matter-- learn better from a particular sex.
But as Maggiano put it, “Kids today, both boys and girls, must have the same opportunity to learn from outstanding, devoted men that I did．However, I have heard little discussion about this problem coming from our national leaders．
1.What worries Maggiano is that_______．
A．nobody will take his place when he retires
B．male teachers are not so excellent
C．men are not interested in teaching
D．there is not enough teachers in the schools
2.According to the text , we can infer that______．
A．the number of male teachers hit a record 40-year low in 2008
B．it is not certain that students will learn better from male teachers
C．male teachers get a higher pay
D．organized efforts have been made to call on men into the teaching profession
3.In which state are male teachers most badly needed?
A．Alaska B．Virginia C．Georgia D．Arkansas
4.What does the last paragraph suggest?
A．The government doesn’t pay much attention to the shortage．of male teachers in the school.
B．Students find it easy to learn from male teachers.
C．I’m glad to hear the discussion about the shortage of male teachers in the school.
D．The shortage of male teachers in the school has no effect on students．
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