9．Banks view online banking as a powerful"value-added"tool to attract and keep new customers while helping to eliminate costly paper handling or teller interactions in an increasingly competitive banking environment．
Today，most large national banks，many local banks and credit unions offer some form of online banking，variously known as PC banking，home banking，electronic banking or Internet banking．Online banks are sometimes referred to as"brick-to-click"banks，both to tell them from"brick-to-mortar"banks that haven't yet offered online banking，as well as from"virtual"banks that have no physical branches or tellers whatsoever．
The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it．Most of the large banks can now offer fully safe，fully functional online banking for free or for a small cost．As more banks succeed online and more customers use their sites，fully functional online banking will likely become as commonplace as automated teller machines （ATM）．
Online banking has a lot of advantages．Unlike your corner bank，online banking sites never close； they're at hand 24hours a day，seven days a week，and they're a mouse click away．If you're out of state or even out of the country when a money problem appears，you can log on instantly to your online bank and take care of business．Online bank sites generally carry out and confirm deals at or quicker than ATM processing speeds．Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively．
49．The word"eliminate"in the first paragraph probably means"B"．
A．keepB．removeC．reduceD．improve
50．What is the challenge for the banking industry according to the text？A
A．To make online banking attractive
B．To open new services all over the world．
C．To offer online banking for free．
D．To take care of business 24 hours a day．
51．From the text we can conclude thatD．
A．"brick-to-click"banks are in fact another kind of physical banks
B．the function of a"brick-to-click"bank is as common as that of an ATM
C．a(chǎn)"brick-to-mortar"bank is no better than a virtual one
D．customers can deal with their banking by a mouse click
52．What would be the best title for this text？C
A．Banking of Various Forms
B．Improvement of Banking Industry
C．Development of Online Banking
D．Functions of the"Brick-to-Click"Bank．
分析 本文是一篇社會文化類閱讀．文章主要講述了虛擬的網(wǎng)絡銀行的發(fā)展，簡單介紹了其功能，以及面臨的挑戰(zhàn)等．
解答 49-52 BADC
49．B．詞義猜測題．A．keep保持；B．remove除去； C．reduce減少； D．improve 改善；根據(jù)"Banks view online banking as a powerful"value-added"tool to attract and keep new customers while helping to eliminate costly paper handling or teller interactions in an increasingly competitive banking environment．"可知此處"eliminate"意為"除去"．故選B．
50．A．細節(jié)理解題．根據(jù)"The challenge for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it．"可知銀行業(yè)需要提高網(wǎng)上銀行的吸引力．故選A．
51．D．推理判斷題．根據(jù)"If you're out of state or even out of the country when a money problem appears，you can log on instantly to your online bank and take care of business．"可知用戶可以通過鼠標點擊來處理他們的銀行業(yè)務．故選D．
52．C．主旨大意題．縱覽全文并根據(jù)"Banks view online banking as a powerful"value-added"tool to attract and keep new customers while helping to eliminate costly paper handling or teller interactions in an increasingly competitive banking environment．"可知文章主要講述了虛擬的網(wǎng)絡銀行的發(fā)展．故選C．
點評 本文是一篇社會文化類閱讀．此類題型主要考查學生的細節(jié)理解和推理判斷能力．細節(jié)理解題是針對文中某個細節(jié)、某句話或某部分具體內(nèi)容設置問題，所以在做細節(jié)理解題時要結(jié)合原文和提干有針對性的找出相關語句進行仔細分析，再結(jié)合選項選出正確答案．在做推理判斷題時不要以個人的主觀想象代替文章的事實，要聯(lián)系上下文根據(jù)文章事實進行合乎邏輯的推理判斷．在做主旨大意題時考生首先要仔細閱讀短文，完整了解信息，準確把握作者觀點，確定主旨．
